Road safety is an important subject that should be given much attention with the rising number of road accidents. In case of a car accident, the insurance companies the biggest losers as they have to offer compensation to the injured parties. However, getting a claim approved by the insurance company is usually challenging, and one way to make it simpler is installing dash cams on your fleet vehicles. Just from the name, a dash cam is a small camera commonly fitted on the windscreen or dashboard. As soon as the engine is ignited, the dash cam starts recording the journey. Dash cams have proved to be the perfect way to deal with insurance disputes as they are tamper-proof and act as a credible source of evidence regarding an accident. The use of dash cams is growing by many fleet owners as they are available in the market at an affordable price. Keep reading to learn some of the benefits associated with the installation of dash cams.
The decision of an insurer to pay is usually influenced by the pieces of evidence available. After the accident, the insurance company agents will investigate to establish the cause of the accidents. To avoid the hassle of convincing the insurance provider to approve your claim, you should provide videos collected by your dash cams. Most insurance companies lose money through falsified claims, and this can be avoided with dash cams. Hence, if you want to eliminate the possibility of insurance disputes after an accident, you should install dash cams. This way, you will be sure of a faster payout from your insurance provider.
Research shows that dash cams make driving safe. Car accidents are reported almost every day despite the road safety measures and policies in place. Mostly, a driver is usually at fault. Drivers will be more cautious on the road if there is a dash cam. Safe driving means that you will not have to worry about seeking a settlement from your insurer.
Modern dash cams have special features that can record whenever a vehicle moves. In case of a company fleet, you can tell the cars that are unattended to. The other benefit associated with dash cams is reduced insurance premiums. Several factors are considered when determining the insurance premiums, and one of them is the risk level. If your fleet has dash cam, then it means that risk is reduced. Finally, a dash cam can help a driver avoid wrongfully issued tickets by law enforcement officers. Now that you understand the importance of dash cams on a fleet, you should not invest in them.